Instructions

  1. Brown ground beef onion and peppers, drain off fat, stir in taco seasoning mix and water.
  2. Put the crushed chips on the bottom of a greased 8 inch pan; put refried beans in a bowl and stir until softened/smooth so you can spread them over the chips.
  3. Spread beef mix over beans, top with cheese and bake uncovered at 350-375°F depending on your oven, for 20 minutes or until heated through.
  4. Top with lettuce, tomatoes, sour cream, salsa, guacamole, whatever you like.