Ingredients

• 1 (16 ounce) can fat free spicy refried beans
• 1 (15 1/4 ounce) can whole kernel corn, drained or 1 (15 1/4 ounce) can Mexican-style corn
• 1 (15 ounce) can black beans, rinsed and drained
• 1 (14 1/2 ounce) can chicken broth or 1 (14 1/2 ounce) can vegetable broth
• 1 (14 1/2 ounce) can stewed tomatoes, cut up or 1 (14 1/2 ounce) can diced tomatoes
• 1/2 cup water
• 1 (4 ounce) can diced green chilies (mild or hot)
• 1/4 cup salsa
• ground cumin, to taste
• shredded monterey jack cheese, to serve
• chopped cilantro, to serve
• tortilla chips, to serve