Instructions

  1. Preheat oven to 375°F.
  2. In a large mixing bowl, beat together margarine, sugar, and egg. Add skim milk and mix.
  3. Combine the flours, baking powder, baking soda, cinnamon, and salt.
  4. Add the flour mixture to the egg mixture, and fold in optional raisins or sultanas.
  5. Pour a half of the batter into a greased loaf pan.
  6. Sprinkle additional cinnamon and additional sugar and then dot cream cheese on top of batter. Cover with rest of batter.
  7. Bake for 30-45 minutes, until a toothpick inserted near the center comes out clean and the top is browned.
  8. SUGGESTION: would taste delish with cream cheese icing on top =).