Ingredients

• 2 tablespoons vegetable oil
• 1 onion, diced
• 6 garlic cloves, minced
• 1 lb cooked ground beef
• 1 (28 ounce) can black beans, rinsed & drained
• 1 (15 ounce) can diced tomatoes
• 2 tablespoons oregano
• 1 tablespoon salt
• 1 teaspoon ground cumin
• jalapeno pepper, minced, to taste
• 2 cups monterey jack pepper cheese (or a combination) or 2 cups cheddar cheese (or a combination)
• ground black pepper
• 1 cup rice
• 4 bell peppers, I use a combo of green bell & poblano