Instructions

  1. In large bowl, combine sweetened condensed milk and water.
  2. Add pudding mix; beat well.
  3. Chill 5 minutes.
  4. Fold in whipped cream.
  5. Spoon 1 cup pudding mixture into 2 ½ quart glass serving bowl.
  6. Top with 1/3 each of the wafers, bananas and pudding.
  7. Repeat layering twice, ending with pudding.
  8. Chill thoroughly.
  9. Garnish as desired.
  10. Refrigerate leftovers.